USSD Services

Reach every phone,
no internet required.

USSD codes like *920# work on every mobile phone across every network in Ghana, including basic handsets with zero data connection. Choose shared for a budget-friendly start, or dedicated for your own exclusive code with full control.

Onboarding requirements

What we need
to switch you on.

USSD onboarding — shared or dedicated — is subject to KYC / KYB verification. Submit the documents below for your entity type. Setup begins once everything is received and payment has been confirmed.

Limited liability companies and other entities registered with the Registrar of Companies.

Business documents

  • Certificate of Incorporation
  • Certificate of Commencement
  • Form 3 (RGD business registration)
  • GRA Tax Identification Number (TIN)
  • Register of Members / shareholding structure
  • Proof of business address
  • Board resolution authorising account / service opening

Director & Ultimate Beneficial Owner (UBO) verification

  • Ghana Card (National ID) for every director and UBO
  • Proof of residential address for every director and UBO

Business information

  • Description of business activities
  • Nature of the USSD use case
  • Expected monthly transaction volumes and values

Shared USSD

Budget-friendly
from day one.

A USSD code shared among multiple organizations such as *920#. Cost-effective but with limited customization. Customers navigate a menu or enter a code to reach your service.

Monthly Rate

Flat monthly rate, billed per extension type

Extension
Rate (Ex-Tax) GHS
Rate (Inc-Tax) GHS
One digit
1,196.06
1,435.27
Two digits
1,010.01
1,212.01
Three digits
639.87
767.84

Requirements

  • Completed KYC / KYB documents (full checklist above)
  • Description of the services you offer
  • Preferred extension(s)
  • Callback URL for your service

Payment Terms

Upfront payment of 3 months is required to get started. Setup can proceed once all requirements are submitted and payment has been made.

How to apply

Send your requirements via email to get set up. Our team will review and confirm next steps within one business day.

Dedicated USSD

Your code.
Your rules.

An exclusive USSD code registered to your organization across MTN, Telecel, and AirtelTigo. Full customization, unlimited menus, and maximum capacity for high-volume services.

One-time Setup Costs

Item
Ex-Tax (GHS)
Inc-Tax (GHS)
USSD Setup Fee
2,000.00
2,553.00
MTN Setup
Free
Free
Telecel Setup
3,500.00
4,467.75
AirtelTigo Setup
1,800.00
2,297.70
Total Setup Cost
7,300.00
9,318.45

Monthly maintenance

GHS2,000

GHS 2,438.00 inc. tax

Covers platform hosting, monitoring, and network maintenance. Billed separately from per-transaction network fees.

Per-Transaction Network Pricing

Charged by each network on top of the monthly fee above. Volume is measured per calendar month per network.

Transaction Volume
Ex-Tax (GHS)
Inc-Tax (GHS)
Type
1 - 150,000
1,233.67
1,574.78
Flat rate
> 150,000
0.0082
0.0105
Per transaction

Ready to get started?

Send your requirements to our team. Once reviewed, we will confirm setup timelines and next steps.

support@mnotify.com CC: finance@mnotify.com+233 54 150 9394