USSD codes like *920# work on every mobile phone across every network in Ghana, including basic handsets with zero data connection. Choose shared for a budget-friendly start, or dedicated for your own exclusive code with full control.
USSD onboarding — shared or dedicated — is subject to KYC / KYB verification. Submit the documents below for your entity type. Setup begins once everything is received and payment has been confirmed.
Limited liability companies and other entities registered with the Registrar of Companies.
Business documents
Certificate of Incorporation
Certificate of Commencement
Form 3 (RGD business registration)
GRA Tax Identification Number (TIN)
Register of Members / shareholding structure
Proof of business address
Board resolution authorising account / service opening
Director & Ultimate Beneficial Owner (UBO) verification
Ghana Card (National ID) for every director and UBO
Proof of residential address for every director and UBO
Business information
Description of business activities
Nature of the USSD use case
Expected monthly transaction volumes and values
Shared USSD
Budget-friendly from day one.
A USSD code shared among multiple organizations such as *920#. Cost-effective but with limited customization. Customers navigate a menu or enter a code to reach your service.
An exclusive USSD code registered to your organization across MTN, Telecel, and AirtelTigo. Full customization, unlimited menus, and maximum capacity for high-volume services.
One-time Setup Costs
Item
Ex-Tax (GHS)
Inc-Tax (GHS)
USSD Setup Fee
2,000.00
2,553.00
MTN Setup
Free
Free
Telecel Setup
3,500.00
4,467.75
AirtelTigo Setup
1,800.00
2,297.70
Total Setup Cost
7,300.00
9,318.45
Monthly maintenance
GHS2,000
GHS 2,438.00 inc. tax
Covers platform hosting, monitoring, and network maintenance. Billed separately from per-transaction network fees.
Per-Transaction Network Pricing
Charged by each network on top of the monthly fee above. Volume is measured per calendar month per network.
Transaction Volume
Ex-Tax (GHS)
Inc-Tax (GHS)
Type
1 - 150,000
1,233.67
1,574.78
Flat rate
> 150,000
0.0082
0.0105
Per transaction
Ready to get started?
Send your requirements to our team. Once reviewed, we will confirm setup timelines and next steps.